5.48%–17.99% APR (outcomes-based, no cosigner)· #5
Check Your Rate →Ascent Funding LLC
Ascent Student Loans
Loans for students who don't have a creditworthy cosigner
Ascent is the only major lender with outcomes-based loans that don't require a cosigner, making it a lifeline for independent students. Their 1% graduation cash back and merit scholarships show genuine commitment to student success beyond just the loan transaction.
✓ Pros
- Outcomes-based loans for juniors/seniors with no cosigner required
- 1% cash back at graduation for qualifying borrowers
- Merit scholarship available regardless of financial need
✕ Cons
- Rates significantly higher without a cosigner
- Available loan amounts lower than some competitors without cosigner
Scores
Overall
8.6
Safety
8.8
Value
8.6
Ease
9
Quality
8.7
Specifications
apr Range5.48%–17.99% (no cosigner)
loan Amounts$1,000–$200,000
repayment Terms5–20 years
cosigner Requiredfalse
graduation Bonus1% cash back
8.6
out of 10
#5 Best for No Cosigner
5.48%–17.99% APR (outcomes-based, no cosigner)
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