APR from ~7.99%; loan amounts up to $75,000· #2
Check Your Rate →CapexMD
CapexMD
Fertility and reproductive health loans with clinic-direct partnerships
CapexMD has built an extensive network of fertility clinic partnerships that enables funds to flow directly to providers — reducing paperwork for patients. Their fast approval process and broad treatment coverage (including surrogacy and adoption) make them a strong choice for borrowers who need financing quickly. Rates are fair but less competitive for borrowers who don't qualify for the best tiers.
✓ Pros
- Partners directly with hundreds of fertility clinics for streamlined disbursement
- Offers egg freezing, IVF, surrogacy, and adoption financing under one program
- Fast approval decisions — often within 24 hours
✕ Cons
- Interest rates on the higher end for borrowers with good (not excellent) credit
- Loan terms less flexible than some personal loan alternatives
Scores
Overall
8.9
Apr
8.7
Flexibility
9.1
ApprovalSpeed
9.2
BorrowerSupport
8.8