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$2,400–$8,000/year flat fee· #5
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Facet

Facet (formerly Facet Wealth)

Facet

Your own dedicated CFP — without the assets-under-management markup

Facet's flat-fee model eliminates the conflict of interest inherent in percentage-based AUM fees. Your dedicated CFP has no incentive to grow your portfolio beyond what's right for your family — and their comprehensive planning scope covers taxes, insurance, and estate alongside investments.

✓ Pros

  • Dedicated CFP assigned to your family — not a team rotation
  • Flat annual fee means advisor's incentive isn't tied to your account size
  • Comprehensive planning: investments, taxes, insurance, estate

✕ Cons

  • Flat fee can be expensive for smaller portfolios
  • No minimum investment but annual fee starts at $2,400

Scores

Overall
8.9
Safety
9.2
Value
8.7
Ease
9
Quality
9.1

Specifications

minimum Investment$0
annual Fee$2,400–$8,000 flat
human Advisor Accesstrue
cfp Certifiedtrue
comprehensive Planningtrue