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No monthly fees· #5
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Alliant Credit Union

Alliant Credit Union

Alliant Credit Union

Credit union rates and service for every family

Alliant Credit Union is the best option for families who want credit union values — member ownership, better rates, community focus — with the digital tools of a modern bank. Their high-yield checking and kids' savings accounts are among the best in class.

✓ Pros

  • Credit union ownership means profits returned to members as better rates
  • 2.25% APY on checking account — highest of any credit union
  • Youth savings account with 3% APY for kids under 13

✕ Cons

  • Must qualify for membership (most people qualify)
  • Physical branch access is limited — primarily digital

Scores

Overall
8.9
Safety
9.4
Value
9.4
Ease
8.8
Quality
9

Specifications

savings A P Y3.10%
checking A P Y2.25%
monthly Fee$0
atm Reimbursement$20/month
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