Chase Total Checking + Kids
Parent Rankings Score
9.0/ 10 · Editorially reviewed
America's largest bank with the strongest kids' ecosystem
$12/month (waivable)
Why We Like It
Chase is the right choice for families who value the convenience of physical branches, a robust kids' banking product, and the backing of America's largest financial institution. The fee is easily waived, and the Chase First Banking product gives kids real financial tools.
Editor's Verdict
Best Full-Service Bank in family banking.
9.0/10
Pros & Cons
Pros
- 16,000+ ATMs and 4,700+ branches nationwide
- Chase First Banking for kids integrates directly with parent account
- Robust fraud protection and Zelle integration
Cons
- $12/month fee (waived with $500+ monthly deposits or $1,500 balance)
- Savings rates minimal compared to online banks
Score Breakdown
Safety
9.5
Value
8.5
Ease
9.4
Quality
9.2
Overall Score
9.0
Banks were evaluated on monthly fees and minimums, interest rates on savings, kids' banking tools and parental controls, ATM network and convenience, and customer service.
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