$12/month (waivable)· #2
Open Account →JPMorgan Chase
Chase Total Checking + Kids
America's largest bank with the strongest kids' ecosystem
Chase is the right choice for families who value the convenience of physical branches, a robust kids' banking product, and the backing of America's largest financial institution. The fee is easily waived, and the Chase First Banking product gives kids real financial tools.
✓ Pros
- 16,000+ ATMs and 4,700+ branches nationwide
- Chase First Banking for kids integrates directly with parent account
- Robust fraud protection and Zelle integration
✕ Cons
- $12/month fee (waived with $500+ monthly deposits or $1,500 balance)
- Savings rates minimal compared to online banks
Scores
Overall
9
Safety
9.5
Value
8.5
Ease
9.4
Quality
9.2
Specifications
savings A P Y0.01%
monthly Fee$12 (waivable)
minimum Balance$0 (to open)
atm Network16,000+
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