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Bestow Life Insurance
Bestow
No medical exam, no waiting — real coverage today
Bestow's no-exam model is a genuine differentiator for busy parents who want coverage now, not after a nurse visit and weeks of underwriting. For healthy applicants under 60, their rates are competitive and the experience is the fastest in the industry.
✓ Pros
- 100% no medical exam — apply and get covered online in under 10 minutes
- Competitive rates for healthy applicants under 60
- Backed by North American Company (A+ AM Best)
✕ Cons
- Coverage capped at $1.5M — lower than some competitors
- No riders or supplemental options
Scores
Overall
8.9
Safety
9.3
Value
9.1
Ease
9.5
Quality
8.9
Specifications
am Best RatingA+
max Coverage$1.5M
term Lengths10, 20, 30 years
medical ExamNever required
instant Approvaltrue