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From $28/month· #1
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Haven Life

Haven Life (backed by MassMutual)

Haven Life

The fastest, easiest way to get serious coverage

Haven Life delivers what most insurers don't: a genuinely fast, digital-first experience backed by one of the strongest financial institutions in the country. Most applicants get approved and covered same-day — remarkable for an industry known for weeks-long processes.

✓ Pros

  • Fully online application — get approved and covered in minutes
  • MassMutual backing provides A++ AM Best financial strength
  • Haven Plus plan adds will preparation and other family benefits

✕ Cons

  • Term life only — no whole life or universal life products
  • Coverage limited to $3M maximum

Scores

Overall
9.3
Safety
9.7
Value
9
Ease
9.6
Quality
9.4

Specifications

am Best RatingA++
max Coverage$3M
term Lengths10, 15, 20, 30 years
medical ExamSometimes required
instant Approvaltrue