Betterment Premium
Parent Rankings Score
9.0/ 10 · Editorially reviewed
Automated portfolio management with CFP access
0.40% annual fee (Premium)
Why We Like It
Betterment Premium is the best automated advisor for families who want sophisticated tax optimization, goal-based planning, and CFP access without the minimums required by traditional wealth managers. The tax-loss harvesting alone often pays for the fee.
Editor's Verdict
Best Robo-Advisor in financial advisors.
9.0/10
Pros & Cons
Pros
- Automatic tax-loss harvesting saves meaningful money annually
- CFP access via messaging with $100K+ invested
- Goal-based investing for college, house, retirement simultaneously
Cons
- CFP access requires $100K minimum for Premium
- Less customizable than working with a traditional advisor
Score Breakdown
Safety
9.2
Value
9.1
Ease
9.5
Quality
9.0
Overall Score
9.0
Services were evaluated on fee structure and transparency, investment strategy quality, access to human advisors, family-specific planning tools, and minimum investment requirements.
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