0.40% annual fee (Premium)· #3
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Betterment Premium
Automated portfolio management with CFP access
Betterment Premium is the best automated advisor for families who want sophisticated tax optimization, goal-based planning, and CFP access without the minimums required by traditional wealth managers. The tax-loss harvesting alone often pays for the fee.
✓ Pros
- Automatic tax-loss harvesting saves meaningful money annually
- CFP access via messaging with $100K+ invested
- Goal-based investing for college, house, retirement simultaneously
✕ Cons
- CFP access requires $100K minimum for Premium
- Less customizable than working with a traditional advisor
Scores
Overall
9
Safety
9.2
Value
9.1
Ease
9.5
Quality
9
Specifications
minimum Investment$0 (Digital); $100,000 (Premium)
annual Fee0.25% (Digital); 0.40% (Premium)
human Advisor AccessPremium only
cfp Certifiedtrue
tax Loss Harvestingtrue