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Free for students under 24· #1
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Chase College Checking

JPMorgan Chase

Chase College Checking

Free for students with the nation's biggest ATM network

Chase College Checking wins for college students on the strength of its ATM network alone — 16,000+ fee-free locations means you'll never pay an ATM fee near any college campus in America. The free Zelle integration for splitting rent and groceries is a practical daily bonus.

✓ Pros

  • Free for up to 5 years while enrolled (no minimum balance)
  • 16,000+ fee-free ATMs — highest density of any bank
  • Chase Zelle integration for splitting bills with roommates

✕ Cons

  • No interest on checking — this is purely a spending account
  • Must verify student status annually

Scores

Overall
9.2
Safety
9.5
Value
9.3
Ease
9.4
Quality
9.2

Specifications

monthly Fee$0 for students
atm Network16,000+ free
overdraft Fee$0 with Overdraft Assist
min Balance$0
age LimitUnder 24