Wells Fargo Everyday Checking

Why We Like It

Wells Fargo's branch density makes it the practical choice for students who need in-person banking services — cashing checks, depositing cash, or handling complex international wire transfers. The student fee waiver makes it cost-effective, though better digital options exist for purely online banking needs.

Pros & Cons

Pros

• 11,000+ branches — physical presence on or near most major campuses
• Fee waived for students under 24
• In-branch services convenient for international students or complex transactions

Cons

• Monthly fee returns after age 24 without qualifying balance
• No competitive interest rates on deposits

Score Breakdown

Student accounts were evaluated on monthly fees, ATM access and fee reimbursement, mobile app quality, overdraft policies, and interest rates on linked savings.