$95 annual fee· #4
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Chase Sapphire Preferred
The best starter travel card with serious points potential
The Chase Sapphire Preferred is the best entry point for family travel rewards. At $95/year with access to the full Chase Ultimate Rewards transfer network, it delivers nearly the same strategic value as the Reserve at a fraction of the cost — making it the right starting card for most families.
✓ Pros
- 3x on dining, 2x on travel at a $95 annual fee — exceptional value
- Access to all Chase transfer partners — same network as Reserve
- $50 annual hotel credit essentially reduces fee to $45
✕ Cons
- No airport lounge access
- Lower earning rates than Reserve in some categories
Scores
Overall
9
Safety
9.2
Value
9.5
Ease
9.4
Quality
9.1
Specifications
annual Fee$95
signup Bonus60,000 points
base Earning3x dining, 2x travel, 1x else
hotel Credit$50
loungeNone