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$550 annual fee· #1
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Chase Sapphire Reserve

Chase

Chase Sapphire Reserve

The premium travel card with the best points value for families

The Chase Sapphire Reserve delivers the best combination of points value, travel protection, and family perks. The $300 travel credit essentially cuts the fee in half, Priority Pass lounge access for the whole family makes layovers bearable, and Chase Ultimate Rewards are the most flexible points currency available.

✓ Pros

  • 3x points on travel and dining — where families spend the most
  • $300 annual travel credit effectively reduces fee to $250
  • Priority Pass lounge access includes kids at no extra charge

✕ Cons

  • $550 annual fee requires active use to justify
  • Points transfer to partners requires some learning curve

Scores

Overall
9.4
Safety
9.5
Value
8.8
Ease
9.1
Quality
9.5

Specifications

annual Fee$550
signup Bonus60,000 points
base Earning3x travel/dining, 1x all else
travel Credit$300
loungePriority Pass