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Aetna Student Health
🏆 Best Mental Health Coverage

Aetna Student Health

Parent Rankings Score

9.0/ 10 · Editorially reviewed

Strong mental health benefits for the college years

$100–$240/month depending on school plan

Why We Like It

Aetna Student Health's exceptional mental health benefits make it the top choice for families who prioritize counseling and behavioral health support — a crucial consideration given that 1 in 3 college students report significant mental health challenges.

Editor's Verdict

Best Mental Health Coverage in student health insurance.

9.0/10

Pros & Cons

Pros

  • Exceptional mental health and behavioral health benefits
  • CVS MinuteClinic integration for convenient same-day care
  • Strong telehealth through Teladoc for off-campus students

Cons

  • Network access can be more limited outside major metro areas
  • Prescription formulary varies by plan

Score Breakdown

Safety9.3
Value8.9
Ease9.1
Quality9.1

Overall Score

9.0

Plans were evaluated on monthly premium cost, network breadth and on-campus coverage, mental health and telehealth services, deductibles and out-of-pocket maximums, and prescription drug coverage.

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