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$100–$300/month (varies by school)· #5
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University-Sponsored Plan

Your University

University-Sponsored Plan

Often the most convenient and campus-integrated option

Your university's own health plan, typically administered through UHC or Aetna, is often the most seamless option for students who heavily use on-campus health services. Before waiving it for a private plan, calculate whether the on-campus convenience and mental health services justify the cost.

✓ Pros

  • Fully integrated with on-campus student health center visits
  • Enrollment handled automatically through university portal
  • Often includes mental health sessions at the campus counseling center at low/no cost

✕ Cons

  • Coverage quality and cost varies dramatically between schools
  • Often limited network outside the immediate campus area

Scores

Overall
8.6
Safety
9
Value
9
Ease
9.5
Quality
8.5

Specifications

coverage TypeSchool-sponsored
network SizeCampus-focused
campus IntegrationFull
mental Health Coveragetrue
telehealthVaries