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UnitedHealthcare StudentResources
πŸ† Best Overall

UnitedHealthcare StudentResources

Parent Rankings Score

9.2/ 10 Β· Editorially reviewed

The most widely accepted student health plan at US universities

$100–$250/month depending on school plan

Why We Like It

UnitedHealthcare StudentResources serves more college students than any other insurer. Their deep university partnerships mean seamless enrollment, coordination with campus health centers, and a national network that covers students whether they stay near campus or travel home.

Editor's Verdict

Best Overall in student health insurance.

9.2/10

Pros & Cons

Pros

  • Partnered with 1,000+ universities β€” seamless enrollment through student portal
  • Strong mental health coverage including telehealth and counseling
  • Access to UnitedHealthcare's massive national provider network

Cons

  • Premium varies significantly by school β€” check your school's plan specifically
  • Out-of-pocket maximums can be high for lower-tier plans

Score Breakdown

Safety9.4
Value8.8
Ease9.3
Quality9.2

Overall Score

9.2

Plans were evaluated on monthly premium cost, network breadth and on-campus coverage, mental health and telehealth services, deductibles and out-of-pocket maximums, and prescription drug coverage.

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