Chase First Banking

Why We Like It

Chase First Banking is the right call for families already using Chase. It integrates seamlessly with parent accounts, uses Chase's massive ATM network, and provides basic parental controls. The traditional bank backing provides reassurance that fintech startups can't match.

Pros & Cons

Pros

• Backed by the nation's largest bank — maximum security and trust
• Integrates directly with parent's Chase checking account
• 16,000+ fee-free Chase ATMs nationwide

Cons

• Requires parents to have a Chase checking account
• Financial education features less developed than fintech competitors

Score Breakdown

Teen banking products were evaluated on parental control features, financial education and habit-building tools, fees, ATM access, and ease of use for both parent and teen.