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Step Mobile
Step
Build credit history before college — for free
Step's unique credit-building debit card gives teens a head start on their credit score before they turn 18. By the time they need a student credit card or apartment lease, they'll have an established credit history. The fact that it's completely free makes it a no-brainer addition for any teen.
✓ Pros
- Free Visa card that builds credit history from day one
- No fees, no credit check, no overdraft possible
- Automatic savings round-up feature
✕ Cons
- Less robust parental controls than Greenlight
- No chore or allowance management features
Scores
Overall
9.2
Safety
9.3
Value
9.8
Ease
9.4
Quality
9.1
Specifications
monthly Fee$0
credit Buildingtrue
parental ControlsBasic
allowance Featurefalse
savingsRound-up feature