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Copper

Copper Banking

Copper

Banking that actually teaches teens about money

Copper's integration of financial education lessons directly into the banking app is genuinely clever — teens learn about budgeting and investing in the context of their actual money. The completely free model and 5% savings rate make it the best-value teen banking option.

✓ Pros

  • In-app financial education lessons built directly into the banking experience
  • No fees at all — completely free for families
  • Interest on savings up to 5% APY

✕ Cons

  • Smaller company — less brand recognition than Greenlight or Chase
  • Fewer parental control options than Greenlight

Scores

Overall
8.6
Safety
9
Value
9.4
Ease
9.3
Quality
8.7

Specifications

monthly Fee$0
parental ControlsBasic spending limits
financial Lessonstrue
savingsUp to 5% APY
credit Buildingfalse